All-in-One eCommerce Banking Platform
Viably is the predictive banking platform built for global eCommerce sellers. With funding, banking, growth tools, and a reliable banking partner, sellers can anticipate exactly what they need to scale their eCommerce sales. This is the way to run Viably.
Viably eCommerce Global Account Fees
Opening Viably Global eCommerce Account
Free
Maintaining an account
No Fee
Issue virtual debit cards
Free, no monthly minimums
Getting paid by your marketplace (North America, Europe, Far East)
Free
Payment Fees (per transaction)
US ACH Credit
$4
US Same-day Wire
$20
Local Payment - Canada (CAD)
$5
Local Payment - Mexico (MXN)
$6
Local Recurring Payment - Australia (AUD BECS)
$3
Local Bill Payment - Australia (AUD BPAY)
$10
Local Payment - China (CNY Local CIPS)
.20%
Local Payment - Europe (EUR Local SEPA)
$4
Local Payment - UK (GBP Local Faster Payments)
$4
Local Payment - Israel (ILS Local Masav)
$10
SWIFT Payment (OUR)
$25
Additional Fees (per transaction)
Currency Conversion
Free
Domestic Transaction Fee (Card transactions under $50 USD)
$0.50
International Transaction Fee (Card transactions under $50 USD)
$0.75
Limits
Number of transactions
Unlimited
Minimum deposit
None
Maximum daily card spend
$10,000 (per card)
Maximum monthly card spend
$20,000 (per card)
At Viably, we’ve crafted our ecosystem with you in mind. We understand the unique financial challenges eCommerce sellers face at every stage of growth, and we’re here to help you navigate them with an all-encompassing set of financial services.
Frequently Asked Questions
When applying for funding with Viably, you will be asked to verify your business and identity – upon completing and passing this, you will be approved for a Viably eCommerce Global Account. Funds will be deposited to your Viably eCommerce Global account and can be used as you need to grow your business.
Just need a global account to support your eCommerce business? You can easily apply for a Viably eCommerce Global account, verifying your business and identity, and start using your Viably Global eCommerce Account immediately upon approval.
You can update to a Viably eCommerce Global Account directly from your Viably Accounts Dashboard. From your legacy Viably Business Account, there will be prefilled details you will need to verify about your eCommerce sales and your identity. This shouldn’t take long, but you may be asked to provide new information or supporting documentation to complete your account update.
Within your Viably eCommerce Global Account you can easily create accounts for different regions and currencies. These accounts will have their own account details (name, account and routing number, verification letter, etc.) so you can pay international vendors locally and get paid for online sales in different currencies from your global marketplaces, from one place.
Once approved for your multi-currency Viably eCommerce Global Account, you will automatically be issued an account in US Dollars. You will have the option to add additional currencies to your Viably eCommerce Global Account, improving the customer experience and simplifying how you make global payments and receive payments from your global marketplaces, in those local currencies.
Your Viably eCommerce Global Account can store multiple currencies so you can make payments and get paid from anywhere. In order to use these multi-currency accounts, you must fund and maintain a balance for each individual currency. Each currency will have its own set of account details from a local bank account, so you can easily deposit funds and send payments, at a local rate. This is designed to simplify your transactions, improving customer experience and customer satisfaction.
For example, to fund your Canadian Dollars (CAD) balance in your Viably eCommerce Global Account, make a local electronic funds transfer (EFT) from your existing Canadian bank account and send to your Viably CAD using that currency’s account details.
After opening your Viably eCommerce Global Account, you will automatically be issued a virtual Viably Visa debit card using our financial services. Easily issue multiple debit cards with custom spending limits, that can be used in multiple currencies for any business or advertising expense, and earn you up to 2% cash back.
Seamlessly pay your suppliers or subscriptions, in their local currency, from your account or using your Viably eCommerce Global debit cards. To send a local payment from Viably, simply add the supplier’s payment details and select the local currency’s account you wish to pay them from, avoiding costly conversion fees. You can pay and use your Viably eCommerce Global debit cards, internationally, anywhere Visa is accepted.
Each account within your Viably eCommerce Global Account will have an account number, bank code/routing number, and verification letter. You can add these details to your global eCommerce marketplaces, helping automate how you get paid for online sales in that currency.
How Amazon Sellers can get funded
Apply
Tell us about your eCommerce business.
To start your Viably funding application, simply tell us a little bit about your eCommerce business.
Connect
Securely connect your marketplace & bank.
Bank accounts, QuickBooks, and anywhere else your data lives, you can connect in minutes.
Get Funded
Receive customer funding offers.
You can choose the offer that meets your needs, and grow your business with our free cash flow insights and projections.